Balanced investment option, with a medium-to-long-term focus – investing Plan balances in a range of asset classes, but with a modestly higher allocation to growth assets (like shares and property) than to income assets (like fixed interest and cash).
Conservative investment option, which has a significantly higher target allocation to income assets (which tend to have lower risks but also lower potential returns) than to growth assets. As the proportion of growth assets in a fund decreases, so too does the expected level of risk.
The Conservative option is intended to produce more stable returns each year than the Balanced option, with a lower chance of a capital loss. The trade-off for this lower risk is that the Conservative option is likely in the long term to achieve a lower average return than the Balanced option.
On and from 1 April 2019 you can choose whether you would like to invest in:
• Conservative; or
• Balanced (where your Plan balance will remain if you do nothing); or
• a mix of Conservative and Balanced
The Product Disclosure Statement summarises the Balanced and Conservative options in terms of investment objective, investment mix, fees and a risk indicator (and explains the risk indicator). See also section 4, headed What are the risks of investing?
This is the form that allows a member to elect or to change those who are nominated as possible beneficiaries in the event of the death of a member. The information on the form will be used by the Trustees to help guide them in the payment of a death benefit from the Scheme, but is not a binding direction to the Trustees (who have wide discretions as to death benefit payments). In the unlikely event of your death while a member, the persons named on the benficiary form will also be named in your will as the beneficiary of your Ports Retirement Plan benefit.
This is the form for a partial or total withdrawal from your Deferred Account.
Please complete and enclose a printed bank account deposit slip or a recent bank statement as printed proof of your NZ bank account number and address.
Post or courier the original form to action your payment.